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Simple claim report
You broke your friends phone? Contact us and we will take care of your claim report
Personal support
You need help? Our team is always at your side.
Why do I need Short Term Health Insurance?
Personal liability insurance covers the financial cost that occur if you accidentally cause damage to someone else, their property or their assets.
- We provide worldwide coverage
- Insured amount up to 50 million euro
- Loss of key is covered
| What our Personal liability insurance offers: | Surgery |
|---|---|
| Unintentional damage to others | ✔ |
| Loss of keys (private and professional) | ✔ |
| Exercise sports / cycling | ✔ |
| Damage caused by small animals such as cats | ✔ |
| Rental property damages to movable items (kitchen of your landlord) | ✔ |
| Real estate and rented properties | ✔ |
What is covered?
Unintentional damage to others:
Accidentally dropped your friends phone? You're covered for any costs that occur
Loss of keys (private and professional):
You lost your keys of your front door? Liability insurance will cover the cost of replacing them!
Exercise sports / cycling:
Your dog got a little too excited about your guest and messed his pants? You are insured.
Real estate and rented properties:
You spilled coffee on your landlord's sofa? Liability insurance will cover cleaning it
What is not covered?
Damage to your own belongings:
If you break your own phone it is not covered by liability insurance.
Glass breakage:
Glass breakage is not covered under liability insurance.
Damage to belongings from your family:
If you break something from your family it is unfortunately not covered.
The locksmith:
You need to get a locksmith to break into your apartment after losing your key, you'll only be covered for the key, not the break-in.
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Meet our virtual assistant Nick
You will frequently meet Nick our virtual assistant on our website.
He was designed to support you during your visit on our website and to explain everything you need to know about the insurance you are interested in.
Of course, if Nick is unable to answer one of your questions, you are welcome to contact us directly at:
E-Mail: team@ce-expat.com
Phone: +49 (0)2272 937 41 01
Frequently asked questions
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