Trusted by 12,500+ internationals in Germany

Your personal guide to Public Health Insurance Private Health Insurance Dental Insurance Personal Liability Insurance Household Insurance Pet Insurance

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English-speaking experts
We handle the paperwork
Fully digital process
Fast and reliable support
Experts in English
We handle the paperwork
100% digital
Fast support
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Insurance solutions for your life in Germany

Health Insurance

Private Health Insurance

Personalised medical care for health-conscious individuals.

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Public Health Insurance

Universal public health coverage for all individuals.

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Supplemental Dental Insurance

Covers routine cleanings and major dental procedures.

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Property Insurance

Personal Liability Insurance

Covers claims for causing bodily injury or property damage to others.

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Household Contents Insurance

Protects your mobile belongings inside and outside your home.

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Dog Liability Insurance

Covers damage caused by your dog to another person or their property.

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Private Health Insurance
Public Health Insurance
Supplemental Dental Insurance
Personal Liability Insurance
Household Contents Insurance
Pet Liability Insurance
Dog Liability Insurance
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No obligation. Personal advice. English support.

Expert guidance tailored to you.

“CAPE is your personal companion in all insurance matters. With 25+ years of experience, we support expatriates from international companies living in Germany. Our experience is your benefit.”

Claus Edam

Claus Edam

CEO & Founder, Cape

With decades of international experience and deep knowledge of the German insurance market, Claus founded Cape to help expats navigate one of Germany’s most complex systems.

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Getting insured is easier than you think

1

Select coverage

Choose the right insurance plan from our pre selected provider.

  • Calculate premium
  • Compare plans
  • Select coverage
2

Complete application

Use our calculators for your personal offer and complete the application.

  • Fill personal details
  • Final check
  • Submit application
3

Receive policy

We'll verify your data and send your policy via email.

  • Data verification
  • Policy generation
  • Email delivery

What our clients say

Cape offered comprehensive advice and provided excellent service, which I would highly recommend. I would especially like to mention my point of contact there, Mr. Elias Schmitz, who was very friendly and supportive throughout.
I needed help for Health insurance for immigration purposes, and Cape's team helped me get that sorted out. Thank you. Definitely recommend.
Great service! Claus made navigating the German insurance system super easy and explained everything clearly. I felt well taken care of and found the right coverage, highly recommend for anyone new to Germany.
Really fluent service and communication from start to end. Helps a lot when as a customer you don´t need to worry about insurance, no matter if you need to get one or to get rid of one. A+ super service throughout the whole cycle. High recommendation!
Amazing services. When I arrived in Germany they helped me sign up for Liability and Legal insurance and when I left they helped me cancel, which in Germany is not an easy task. They are excellent, fast and efficient.
Cooperate with Mr. Claus was great experience. He always replies and gives solutions for all my questions and problems.
Jeannette and team has been very responsive and supportive of my query during my difficult times. As an EXPAT, I need support and guidance in timely manner. This team and given me what I want. Thank you and all the best.
I am super grateful with Janine Birkenstock, she is fast to answer and support and always finds a way to help you.
Claus & his team have been from day 1 extremely professional, always there when needed, until the last day. As a foreigner in Germany, I can only recommend their services.
The team is very helpful and efficient in every consultation. The explanation for every single process is clear and precise to set the right expectations. I can highly recommend the service.

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Meet Anna, your virtual assistant.

Anna was created to guide you through your visit to our website and provide clear, detailed explanations of any insurance you're interested in.

Still open questions? Contact us:

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GARP

garp is a network of relocation service providers and professionals in related industries. Its mission is to improve the relocation culture in Germany. garp stands for transparency, shared goals, trust, and close, partnership-based collaboration among all members.

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