Trusted by 12,500+ internationals in Germany

Your personal guide to Public Health Insurance Private Health Insurance Dental Insurance Personal Liability Insurance Household Insurance Pet Insurance

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English-speaking experts
We handle the paperwork
Fully digital process
Fast and reliable support
Experts in English
We handle the paperwork
100% digital
Fast support
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4.9
PROVENEXPERT Trusted by internationals
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Insurance partners you can trust
Adcuri
Barmenia Gothaer
ARAG
Roland
DAK
HanseMerkur
TK
Hallesche
Deurag

The insurances we offer

Health Insurance

Private Health

Premium healthcare tailored to your lifestyle

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Public Health

Reliable healthcare with income-based contributions

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Dental

Affordable protection for routine and major dental care

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Incoming Health

Visa-compliant health insurance for your arrival in Germany

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Property Insurance

Personal Liability

Covers damage you cause to others or their property

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Household Contents

Financial protection for your belongings at home

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Dog Liability

Covers damage your dog caused to others or their property

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Free 20-minute online consultation

Book your free insurance consultation.

Speak with an English-speaking CAPE expert about your situation and receive clear recommendations tailored to your needs, transparent and without obligation.

Choose a date and time

Secure scheduling via Calendly · Confirmation by email

Getting insured is easier than you think

1

Select coverage

Choose the right insurance plan from our pre selected provider.

  • Calculate premium
  • Compare plans
  • Select coverage
2

Complete application

Use our calculators for your personal offer and complete the application.

  • Fill personal details
  • Final check
  • Submit application
3

Receive policy

We'll verify your data and send your policy via email.

  • Data verification
  • Policy generation
  • Email delivery

What our clients say

★★★★★
Cape offered comprehensive advice and provided excellent service, which I would highly recommend. I would especially like to mention my point of contact there, Mr. Elias Schmitz, who was very friendly and supportive throughout.
Sachin
30/03/2026
✓ Verified on ProvenExpert ↗
★★★★★
I needed help for Health insurance for immigration purposes, and Cape's team helped me get that sorted out. Thank you. Definitely recommend.
Andrea
11/11/2025
✓ Verified on ProvenExpert ↗
★★★★★
Great service! Claus made navigating the German insurance system super easy and explained everything clearly. I felt well taken care of and found the right coverage, highly recommend for anyone new to Germany.
Sven
30/09/2025
✓ Verified on ProvenExpert ↗
★★★★★
Really fluent service and communication from start to end. Helps a lot when as a customer you don´t need to worry about insurance, no matter if you need to get one or to get rid of one. A+ super service throughout the whole cycle. High recommendation!
Janne
10/09/2025
✓ Verified on ProvenExpert ↗
★★★★★
Amazing services. When I arrived in Germany they helped me sign up for Liability and Legal insurance and when I left they helped me cancel, which in Germany is not an easy task. They are excellent, fast and efficient.
Elio
26/08/2025
✓ Verified on ProvenExpert ↗
★★★★★
Cooperate with Mr. Claus was great experience. He always replies and gives solutions for all my questions and problems.
Tomislav
10/01/2025
✓ Verified on ProvenExpert ↗
★★★★★
Jeannette and team has been very responsive and supportive of my query during my difficult times. As an EXPAT, I need support and guidance in timely manner. This team and given me what I want. Thank you and all the best.
Calvin
18/04/2024
✓ Verified on ProvenExpert ↗
★★★★★
I am super grateful with Janine Birkenstock, she is fast to answer and support and always finds a way to help you.
LA
13/02/2024
✓ Verified on ProvenExpert ↗
★★★★★
Claus & his team have been from day 1 extremely professional, always there when needed, until the last day. As a foreigner in Germany, I can only recommend their services.
Cédric M.
12/02/2024
✓ Verified on ProvenExpert ↗
★★★★★
The team is very helpful and efficient in every consultation. The explanation for every single process is clear and precise to set the right expectations. I can highly recommend the service.
Jetty O.
09/02/2024
✓ Verified on ProvenExpert ↗

Need help choosing insurance? Meet Anna.

Anna is your digital guide and explains our insurance products in simple English.

Still open questions? Contact us:

contact@cape-insurance.com
+49 (0) 2272 937 41 02

Need help choosing insurance? Meet Anna.

Anna is your digital guide and explains our insurance products in simple English.

Still open questions? Contact us:

contact@cape-insurance.com
+49 (0) 2272 937 41 02

Relocation network

Cape is connected to professional relocation services that support internationals moving to Germany.

GDPR compliant

Your personal data is handled according to European privacy and transparency requirements.

EU infrastructure

Your data is stored and processed within the European Union for secure and reliable handling.

★ 4.9 on ProvenExpert

Ready to get insured in Germany?

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✓English support ✓Free consultation ✓Fast digital process