Trusted by 12,500+ internationals in Germany

Your personal guide to Public Health Insurance Private Health Insurance Dental Insurance Personal Liability Insurance Household Insurance Pet Insurance

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English-speaking experts

We handle the paperwork

Fully digital process

Fast and reliable support

Experts in English

We handle the paperwork

100% digital

Fast support

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PROVENEXPERT Trusted by internationals

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Insurance partners you can trust

The insurances we offer

Health Insurance

Private Health

Premium healthcare tailored to your lifestyle

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Public Health

Reliable healthcare with income-based contributions

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Dental

Affordable protection for routine and major dental care

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Incoming Health

Visa-compliant health insurance for your arrival in Germany

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Property Insurance

Personal Liability

Covers damage you cause to others or their property

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Household Contents

Financial protection for your belongings at home

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Dog Liability

Covers damage your dog caused to others or their property

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No obligation. Personal advice. English support.

Expert guidance tailored to you.

“CAPE is your personal companion in all insurance matters. With 25+ years of experience, we support expatriates from international companies living in Germany. Our experience is your benefit.”

Claus Edam

CEO & Founder, Cape

With decades of international experience and deep knowledge of the German insurance market, Claus founded Cape to help expats navigate one of Germany’s most complex systems.

Getting insured is easier than you think

1

Select coverage

Choose the right insurance plan from our pre selected provider.

Calculate premium
Compare plans
Select coverage

2

Complete application

Use our calculators for your personal offer and complete the application.

Fill personal details
Final check
Submit application

3

Receive policy

We'll verify your data and send your policy via email.

Data verification
Policy generation
Email delivery

What our clients say

★★★★★

Cape offered comprehensive advice and provided excellent service, which I would highly recommend. I would especially like to mention my point of contact there, Mr. Elias Schmitz, who was very friendly and supportive throughout.

★★★★★

I needed help for Health insurance for immigration purposes, and Cape's team helped me get that sorted out. Thank you. Definitely recommend.

★★★★★

Great service! Claus made navigating the German insurance system super easy and explained everything clearly. I felt well taken care of and found the right coverage, highly recommend for anyone new to Germany.

★★★★★

Really fluent service and communication from start to end. Helps a lot when as a customer you don´t need to worry about insurance, no matter if you need to get one or to get rid of one. A+ super service throughout the whole cycle. High recommendation!

★★★★★

Amazing services. When I arrived in Germany they helped me sign up for Liability and Legal insurance and when I left they helped me cancel, which in Germany is not an easy task. They are excellent, fast and efficient.

★★★★★

Cooperate with Mr. Claus was great experience. He always replies and gives solutions for all my questions and problems.

★★★★★

Jeannette and team has been very responsive and supportive of my query during my difficult times. As an EXPAT, I need support and guidance in timely manner. This team and given me what I want. Thank you and all the best.

★★★★★

I am super grateful with Janine Birkenstock, she is fast to answer and support and always finds a way to help you.

★★★★★

Claus & his team have been from day 1 extremely professional, always there when needed, until the last day. As a foreigner in Germany, I can only recommend their services.

★★★★★

The team is very helpful and efficient in every consultation. The explanation for every single process is clear and precise to set the right expectations. I can highly recommend the service.

Need help choosing insurance? Meet Anna.

Anna is your digital guide and explains our insurance products in simple English.

Still open questions? Contact us:

contact@cape-insurance.com

+49 (0) 2272 937 41 02

Need help choosing insurance? Meet Anna.

Anna is your digital guide and explains our insurance products in simple English.

Still open questions? Contact us:

contact@cape-insurance.com

+49 (0) 2272 937 41 02

Relocation network

Cape is connected to professional relocation services that support internationals moving to Germany.

GDPR compliant

Your personal data is handled according to European privacy and transparency requirements.

EU infrastructure

Your data is stored and processed within the European Union for secure and reliable handling.