Once we have all the details, a membership can be set up and confirmed in line with visa requirements in a few minutes. Even if you are abroad.

Click here to see a comparison of the public & private health insurance system

Yes, the pension number is automatically applied for by the health insurance fund and sent to your German home address. Just sit and wait..

Yes, the card will automatically be sent to your German home address. If we receive a photo of you in advance, it will be included immediately.

As soon as your membership is confirmed, you're immediately eligible to see a physician without any delay. Just find a local doctor who communicates in the language you're most comfortable with and schedule your visit either by phone online. Always bring your health card to the doctor as you will be asked for it. This is the only item you'll need to provide. Typically, there's no need for any form of payment at the time of the visit.

Yes, your wife and children can be co-insured free of charge up to the age of 18 if they do not have an income of more than €535 per month.

If you are employed, your insurance premiums will be automatically deducted from your salary. By law, your employer is obligated to cover half of your insurance premium, with the remaining half being taken out of your monthly earnings. If you're self-employed, a student, or unemployed, you'll need to provide an IBAN for the purpose of setting up automatic monthly deductions for your insurance payments.

Public health insurance covers you for outpatient, inpatient and dental treatments. Nevertheless, some of the benefits are not sufficient and it is strongly recommended that you take out additional private insurance, for example in the dental sector.

Yes. Premiums may increase as they are proportionally linked to the insured individual's income growth. Moreover, the income ceiling that determines the highest contribution bracket is typically adjusted upwards annually.