The daily sickness allowance in private health insurance protects your income if you can’t work due to illness. It usually starts from the 43rd day of incapacity and replaces your lost earnings. You can choose an amount up to 100% of your net income.

This tariff is an add-on for short-term stays abroad up to 56 days per trip. It covers emergency medical treatments outside Germany for trips that exceed the limits of your main health insurance. This ensures comprehensive protection worldwide.